These Terms and Conditions of Use ("Terms of Use") apply to the Celtic Systems website located at, as well as any subsite accessible through the homepage (the "Site"). The Site is the property of Celtic Systems ("Celtic") and its licensors. By using this site you agree that you have read and understand all terms and agree to abide by these terms, and to comply with all associated regulations and laws regarding use of this site. If you do not agree to these terms, do not use this site.

By accepting these Terms of Use, you agree to indemnify and hold Celtic, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates harmless from any demands, loss, liability, claims or expenses (including attorney's fees) made against Celtic due to, or arising out of, or in connection with your use of this Site.

Celtic owns all of the intellectual property and content including, without limitation, all text, graphics, artwork, photographs, trademarks, logos, sounds, music, and the computer code (the "Content"), as well as the design and arrangement of this Content. The Content contained on this site is protected by domestic and international copyright laws, and other intellectual property laws and treaties. Except as documented herein, this Content may not be reproduced, republished, modified, posted, sold, displayed or distributed in any form or by any means without Celtic's prior written consent. Unauthorized use of any of these materials is expressly prohibited by law, and may result in civil and criminal penalties.

In compliance with these Terms of Use, Celtic grants you personal privilege to enter and use the Site. Furthermore, Celtic grants permission to download, reproduce, and utilize product instructional Content available on this site solely for informational, non-commercial, or personal use, provided that you do not modify such materials and that you retain all copyright and proprietary notices as they appear in such materials. This permission terminates if you breach any of these terms and conditions. Upon termination you agree to destroy any materials downloaded from this site.

Celtic reserves the right to change, modify, add/or remove portions of these Terms of Use at any time; therefore, it is your responsibility to periodically check for changes. Your continued use of this site will constitute your acceptance of any new or amended terms.

The purchases of products as well as specific features or portions of the Site, including contests or promotions, may have additional Terms and Conditions applied to them, and are made a part of these Terms of Use by this reference. Your participation in certain services offered on or through the Site may be restricted if you fail to agree or comply with these Terms of Use.

Celtic operates and maintains this site from its business location within the United States and makes no representations that the Materials contained on this site are appropriate or comply with requirements for use in other areas of the world. Those who access this site from locations outside the United States are responsible for compliance with the local laws of the respective country, republic, province, or other governing jurisdiction. Any claim relating to this site will be administered by and interpreted in accordance with the laws of the jurisdiction of Arizona. Any dispute arising out of or related to your use of this site will be brought in, and you hereby agree to exclusive jurisdiction and venue in, the jurisdiction and federal courts located in Maricopa County, Arizona. You agree to waive all defenses of lack of personal jurisdiction and forum non-conveniens and agree that process may be served in a manner authorized by applicable law or court rule.